Your child may need to travel on numerous occasions without you being able to chaperone them. Competitions between schools, summits, conferences, etc., are just a few instances where you might be unable to accompany your kids. Even though you are not physically present with them, you would want to do all you can to ensure their safety. *
Travel insurance for children can be crucial in such situations. Also, choosing this necessitates a thorough investigation. If they are travelling abroad, purchase travel insurance from India while purchasing their ticket.
There is no shadow of a doubt that your family policy may have already protected your child, but you may still need to purchase infant travel insurance. A child travel claim will protect your children while they travel independently, whilst your family policy would provide coverage for them in the event of your passing. Suppose your family’s insurance coverage does not protect your kids from travelling alone. In that case, you will need to look for an insurance provider that provides benefits for trip insurance for children travelling alone.*
What should children’s travel claim cover?
Different companies offer several offline and online travel insurance policies for kids who may be travelling on their own. Because of this, you need to be especially careful when selecting trip insurance for your child to ensure that you find a plan that best meets your needs. No matter if your child will be participating in winter sports while on vacation with friends or family, you should check the policy you plan to purchase to see if this activity can be covered.
Verify the range of coverage that may be offered for the optional features of the insurance policy of your choice as well. You can always search for coverage for the typical inclusions of a standard policy, such as lost luggage, personal injury, medical expenses, and lost money and valuables.
Even though most conventional trip insurance policies for kids cover sporting events, extra costs may be associated with some niche, high-risk activities like paragliding, parasailing, go-karting, etc. It can be even more crucial in these situations for you to carefully review the policy terms before you sign on the dotted line.
What guidelines must a child follow when travelling without their parents?
When a child is travelling alone, not only the parents but also the authorities may be concerned, which is when rules and regulations come into play. In other words, there can be higher obligations to the airlines when unaccompanied minors travel. Each airline will implement its own set of regulations in order to fulfil these obligations and in the best interests of the travelling youngster. As a result, if you know that your child has travel insurance, international or domestic, you should check with any potential airlines.
Following specific general guidelines is necessary while dealing with unaccompanied minors.
You must choose from specific services offered by airlines for children between the ages of five and fifteen, according to the following rules:
a) Airlines only permit children older than five to travel alone
b) You must check the minimum age requirements with the country your child may be visiting
c) You must turn over the passports of your children
d) You must book the flight tickets at least 24 hours before the scheduled trip
e) Verify that your youngster travels with all necessary identification.
The travel of an unattended child is something that’s on everyone’s mind as a source of concern. Getting the best insurance coverage for your child while they are on an independent adventure should, thus, be your top priority as a parent. There are several companies offering top-notch travel insurance from India; do your research and pick what’s best for your kid.
*Standard T&C Apply.
‘Insurance is the subject matter of solicitation.’ For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘